Understand exactly what you pay for. Every cost component explained in detail.
Min Cost
Rs 40,000
Max Cost
Rs 1,00,000
Avg Cost
Rs 70,000
Insurance
Covered
Based on average costs across NABH-accredited hospitals in Delhi, Mumbai, and Bangalore.
Surgeon Fee
25% of total cost
Rs 8,800 – Rs 28,000
estimated range
Primary surgeon consultation and surgical charges. Varies by seniority and hospital.
OT Charges
20% of total cost
Rs 6,800 – Rs 23,000
estimated range
Operation Theatre charges including OT time, OT staff, equipment sterilisation, and OT consumables.
Anaesthesia Charges
12% of total cost
Rs 4,000 – Rs 14,000
estimated range
Anaesthesiologist fee and anaesthesia drugs. Varies by type — local, spinal, or general anaesthesia.
Hospital Room / Bed Charges
15% of total cost
Rs 4,000 – Rs 20,000
estimated range
Room charges for day care or inpatient stay. General ward is cheapest, private room most expensive.
Consumables
10% of total cost
Rs 3,200 – Rs 15,000
estimated range
Surgical consumables like gloves, drapes, sutures, staples, mesh (for hernia), trocars, energy devices, and disposable instruments.
Medicines
7% of total cost
Rs 2,000 – Rs 9,000
estimated range
Pre-operative and post-operative medicines including antibiotics, painkillers, IV fluids, and prescribed medications.
Lab Investigations
5% of total cost
Rs 1,600 – Rs 8,000
estimated range
Pre-operative blood tests (CBC, LFT, KFT, blood group), ECG, chest X-ray, and procedure-specific tests like ultrasound or CT scan.
RMO / Nursing Charges
4% of total cost
Rs 1,200 – Rs 6,000
estimated range
Resident Medical Officer and nursing charges for post-operative care, monitoring, dressing changes, and discharge preparation.
Implant / Prosthesis
Varies by procedure
Ask your hospital
estimated range
Applicable for procedures like hernia (mesh), knee replacement (implant), penile implant, or IOL for cataract. Biggest cost variable.
Hospital Type
Corporate hospitals charge 30-50% more than standalone nursing homes. NABH-accredited hospitals ensure quality and safety.
City
Mumbai and Delhi cost 20-30% more than Tier-2 cities like Indore, Patna, or Ranchi for the same procedure.
Surgeon Seniority
Senior consultants and directors charge higher fees. However, their experience often means faster recovery.
Anaesthesia Type
Local anaesthesia is cheapest. Spinal anaesthesia costs more. General anaesthesia is most expensive.
Implant Brand
For procedures requiring implants — Indian brands cost 40-60% less than imported brands with similar outcomes.
Insurance vs Cash
Insurance patients pay negotiated rates. Cash patients can negotiate discounts of 10-20% at most hospitals.
Kidney Stones surgery costs Rs 40,000 – Rs 1,00,000 in India. The exact cost depends on city, hospital type, surgeon seniority, and whether insurance is used.
The main cost components are surgeon fee (22-28%), OT charges (17-23%), anaesthesia (10-14%), hospital room (10-20%), consumables (8-15%), medicines (5-9%), lab tests (4-8%), and nursing charges (3-6%).
Yes. Kidney Stones is covered by all major health insurance policies in India including Star Health, HDFC Ergo, Bajaj Allianz, and ICICI Lombard. MySurgery helps with cashless claims.
Choose NABH hospitals in Tier-2 cities, use health insurance for cashless treatment, choose Indian implant brands where applicable, and book through MySurgery for negotiated rates.
Yes. Many hospitals offer EMI options through credit cards and healthcare finance companies like Bajaj Finserv, CareEdge, and Arogya Finance. MySurgery helps arrange EMI for patients without insurance.
Free consultation. Transparent pricing. Insurance handled. No surprises.